When Does The New Michigan Auto Insurance Law Take Effect

By | March 2, 2021

AP PhotoCarlos Osorio File An overhaul of Michigans auto insurance system topped the list of new laws in 2019. If I had to give my legal opinion right now and on June 13th I will be addressing this very question along with other issues as part of a No-Fault law seminar for the Michigan Association for Justice I would say that the new Michigan car insurance law as it relates to attendant care takes effect July 2 2021.

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The new law which goes into effect on July 1 2020 will allow motorists to completely opt out of buying personal injury protection PIP as part of their auto insurance if their health insurance covers auto injuries.

When does the new michigan auto insurance law take effect. The problem with that is just like the tort reform that was passed in 1995 and that is still in effect today and even with a draconian law from 2004-2010 that slashed the number of auto accident lawsuits rates have never gone down. Some of the biggest changes to Michigan law will kick off in 2020. Under new insurance laws that took effect in July 2020 Michigan auto insurance companies can no longer use certain types of personal information when providing policy quotes.

11 new Michigan laws taking effect in 2020 Capitol building in Lansing Michigan. The law could bring relief from high insurance rates but there are still some loopholes that companies could take advantage of. The new laws are a significant change from the old system and these are just a few of the ways the changes will impact drivers.

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Publications about auto insurance policies issued on or after July 2 2020 are available at. Attorney Steven Gurstens take on the new Michigan No-Fault auto insurance bill. The new law which goes into effect July 1 2020 will allow motorists to completely opt out of buying Personal Injury Protection if their health insurance covers auto injuries.

The law currently requires you to carry unlimited medical coverage to pay for your expenses if you are injured in an auto accident. At that time it also becomes retroactive meaning that any catastrophically injured auto accident victim in Michigan who is currently requiring more than 56 hours per week of in. If youre driving without car insurance in Michigan beginning on July 2 2020 there will be an 18-month amnesty period for uninsured drivers meaning you wont be penalized.

Under the new Michigan No-Fault law the MCCA would continue to be liable for catastrophic injury benefits payable under policies issued or renewed before. The new laws wont go into effect all at once. Different aspects of the bill start being phased in beginning July 1 2020.

This means that motorists can select the amount of medical coverage they want when purchasing their auto insurance. People always have the option to contact their insurance agent. Tweet This Governor Gretchen Whitmer signed into law a long-awaited auto insurance reform bill that takes effect July 2 meaning that Detroiters potentially can make lower their insurance premiums.

Minimum wage sports betting and cheaper car insurance — heres a rundown of the new laws that take effect in 2020. Michigans Auto Insurance Law Has Changed The information contained in the following publication pertains to auto insurance policies issued on or before July 1 2020. If you are already receiving payments from your auto policy due to injuries from an auto accident you will continue to receive the current unlimited benefit regardless of the choice you make for the future.

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On May 30 2019 Michigan Governor Whitmer signed auto insurance reform legislation into law. The law goes into effect on Wednesday July 1 and the change will be in effect in your auto insurance policy on Thursday July 2 2020. The new law allows you to choose a level of medical coverage when your policy renews after July 1 2020.

When Does the New Law Take Effect. This new law which goes into effect on July 1st will provide different insurance coverage options lower rates and some additional consumer protections for Michigan drivers. The MCCA has already announced that as a direct result of the new law it is lowering its per vehicle assessment starting July 2 2020 which will save Michigan drivers at least 120 per car.

If a policy renews prior to the new law July 2nd then the policy would renew in its current state because the law isnt in effect. Michigan Catastrophic Claims Association. The new law makes major changes and significantly it eliminates the states requirement that all drivers buy unlimited lifetime medical coverage for car accident injuries.

New Michigan Auto Insurance Law Set to Go into Effect in July. But that could change following Michigans passage of sweeping car insurance reform which went into effect July 2 2020.

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